信用卡安全碼隨時變 打擊電信詐騙
New technology in a bid to combat fraud
A credit card with a constantly changing security code is being launched in an attempt to combat fraud.
英國將推出一種具有不斷變化的安全碼的信用卡,以打擊詐騙行為.
The three numbers on the back of the card will be replaced by a digital display randomly generating a new combination every hour.
這種銀行卡背面的三位數字將被一個數碼顯示屏上每小時隨機生成的新的數字組合代替.
The digital security company Oberthur Technologies is talking to UK banks about introducing the innovation and has said the cards will be used by French customers by the end of the year.
數字安全公司歐貝特科技公司正在與英國銀行商討引入這一新發明,并稱今年年底前法國消費者將使用此種銀行卡.
The security code on the back of most credit and debit cards is required to make payments online.
大部分信用卡和借記卡需要背面的安全碼進行在線支付.
Fraud in the UK involving cards, remote banking and cheques totalled £755million in 2015, with more than 20,000 victims.
2015年英國涉及銀行卡、遠程銀行以及支票方面的詐騙行為總額達7.55億英鎊,受害者超過2萬人.
The mini-screen on the new cards is powered by a small battery designed to last three years.
這種全新的銀行卡上的迷你顯示屏由一塊小電池供電,電池的設計壽命為三年.
Professor Alan Woodward, a cyber-security expert from Surrey University, said: 'It's surprising it has taken so long for this to appear. The technology has existed for some time so now it will be a case of persuading card processors that it is worth doing.'
美國薩里大學網絡安全專家艾倫•伍德沃德教授表示："奇怪的是等了這么久它才出現.這一技術已經存在有一段時間了,所以現在的問題是讓銀行卡專家相信這是一件值得做的事."
He told the BBC: 'It may be costly for card operators as some extra infrastructure will be required to ensure our cards stay synchronised with the operator, but it happens already for many banks with the dongles they issue for login (to online banking).'
他對英國廣播公司說："對于銀行卡運營商來說這么做成本可能很高,因為要確保我們的銀行卡與運營商保持同步將需要一些額外的基礎設施,但是許多為（網上銀行）登錄推出加密狗的銀行已經這么做了."
