Text: | Print|

    Majority of small businesses fall victim to usury  

    報告稱六成小微企業(yè)貸款為高利貸

    22日,景榮搜索平臺融360發(fā)布《2014年小微企業(yè)普惠指數(shù)報告》!秷蟾妗贩Q,根據(jù)調(diào)查,目前國內(nèi)六成以上小微企業(yè)貸款為高利貸。   [查看全文]
    2014-10-28 15:06 Ecns.cn Web Editor: Gu Liping
    1

    (ECNS) -- Chinese banks on average fail to provide fiscal support and financial services to small and micro-sized businesses, resulting in extremely high rates of interest on 60 percent of total loans.

    In an investigation report, Beijing-based online private lending service provider Rong360.com said that difficulties relating to small and micro-sized businesses obtaining loans have yet to be addressed, despite a series of favorable polices launched by the government.

    Chinese banks still set tough collateral standards for small firms, who often cannot meet the demands. The report thus gave the bank a failing score of 59 points for unsatisfactory service.

    Small loan companies and peer-to-peer (P2P) lending platforms got 63 and 65 points respectively. They could offer financial services to those enterprises that could not obtain loans from banks, though they usually charge incredibly high rates of interest, it said.

    The report also noted that 62 percent of small and micro-sized businesses pay a yearly interest rate of 24 percent, much higher than six percent, the interest rate of a yearly loan provided by banks.

    The definition of what constitutes a small or micro-sized company in China varies by sector. For industrial companies, those with fewer than 300 employees and an annual revenue of less than 20 million yuan ($3.25 million) qualify as small or micro-sized.

    The country's banking regulator has pledged to help small and micro-sized businesses gain easier access to capital by encouraging banks to offer more loans to such companies.

    Comments (0)
    Most popular in 24h
      Archived Content
    Media partners:

    Copyright ©1999-2018 Chinanews.com. All rights reserved.
    Reproduction in whole or in part without permission is prohibited.

    主站蜘蛛池模板: 兴安盟| 武宣县| 阆中市| 紫阳县| 芷江| 安乡县| 精河县| 东海县| 富川| 海林市| 德州市| 莆田市| 徐州市| 阿勒泰市| 嘉峪关市| 呈贡县| 鄄城县| 什邡市| 邵武市| 乌恰县| 宜良县| 峨眉山市| 朝阳区| 义马市| 桐梓县| 扬中市| 来宾市| 油尖旺区| 东源县| 化隆| 伊春市| 诸暨市| 修水县| 确山县| 米易县| 淮滨县| 鹿邑县| 赣榆县| 清水河县| 盐山县| 安多县|